Your Insights

Financial Strategies for Growing Families

There are some general principles of financial management and strategy that can help young, growing families weather the inevitable storms that life brews up, from time to time. In this article, we’ll discuss some basics that can help your keep your young family’s finances on track—and help you get them back on track after a “temporary detour.”

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Divorce and Social Security: Making the Right Calls

No matter at which stage of life it occurs, divorce is one of the most difficult circumstances to negotiate. But especially for those who are nearing or in retirement, divorce can present some particularly difficult challenges, both emotional and financial.

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Make Your Beneficiary Designations Count

What many may not realize is that beneficiary designations supersede the terms of wills and trusts, which means that such misalignment can do serious damage to even the most carefully crafted estate plan.

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Your Tax Bracket and Your Retirement Strategy

One important question that all who are approaching retirement should consider is how taxes will impact their retirement income. Especially since most retirees are “spending down” their retirement nest egg, making it last as long as possible is a high priority.

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Glad Tidings: The Social Security Fairness Act of 2024

Public-sector employees nationwide received an early gift from the US House and Senate just a few days before Christmas, 2024. Two policies related to Social Security benefits were repealed via the Social Security Fairness Act (SSFA), which was passed by both houses of Congress on December 21, 2024, and signed into law by President Biden on January 5, 2025. The bill had strong bipartisan support in both chambers, passing in the House 327–75 and in the Senate 76–20.

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