Your Insights

Interest Rates and Your Financial Journey: Understanding the Stages

We all deal with interest rates in various ways: in the interest we pay to mortgage lenders or credit card companies; in the interest we collect from our fixed-income and other interest-bearing investments. The difference—both in the effect of interest rates on our financial situation and our attitude toward them—is largely determined by which side of the interest rate transaction we happen to be on.

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Financial Strategies for Growing Families

There are some general principles of financial management and strategy that can help young, growing families weather the inevitable storms that life brews up, from time to time. In this article, we’ll discuss some basics that can help your keep your young family’s finances on track—and help you get them back on track after a “temporary detour.”

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Divorce and Social Security: Making the Right Calls

No matter at which stage of life it occurs, divorce is one of the most difficult circumstances to negotiate. But especially for those who are nearing or in retirement, divorce can present some particularly difficult challenges, both emotional and financial.

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Make Your Beneficiary Designations Count

What many may not realize is that beneficiary designations supersede the terms of wills and trusts, which means that such misalignment can do serious damage to even the most carefully crafted estate plan.

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