Bundles of Joy: A Financial Guide to Welcoming and Nurturing Your New Addition
Are you expecting the pitter-patter of tiny feet? Congratulations! The arrival of a new family member is undoubtedly a momentous occasion filled with joy and anticipation. However, it also brings with it a host of financial considerations that can often be overwhelming.
Planning a Mid-Life Career Change? Here Are Some Tips for Smoothing the Transition
What can you do to prepare for making a mid-life career shift? While it’s probably not possible to completely eliminate all the unknowns and the stress that goes with them, there are some things you can do to take control in certain areas.
Andy Baxley Featured on the Aligned Money Podcast
We are delighted to share noteworthy news – the Aligned Money podcast has recently featured the financial planning expertise of Andy Baxley. Andy, a Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Certified Financial Transitionist (CeFT), takes center stage in an episode aptly titled “Regret Minimization with Andy Baxley,” hosted by George Grombacher. […]
A Simple Guide to Understanding TIAA’s Unique Structure
In this post, I aim to demystify TIAA’s structure by breaking it down into 7 distinct layers. We will start with the broadest layer (TIAA itself) and work our way down to the most specific (the individual investments available to you in your TIAA contracts).
My University Offers a Phased Retirement Plan. Should I Accept It?
Phased retirement programs have long been a tool used by universities to retain key faculty members, facilitate institutional knowledge transfer, manage costs, and attract new talent.
As a professional financial advisor dedicated to helping professors plan for retirement, I’m an advocate for phased retirement programs, but that doesn’t mean they are right for everyone.
Andy Baxley Quoted in USA Today
Discover the latest feature by financial analyst Andy Baxley, published in USA Today. In this insightful article, Baxley delves into the unsettling trends impacting the performance of 401(k) plans beyond 2022 and provides valuable perspectives on navigating these challenges. As retirement-age Americans face a financially uncertain future, this article offers critical insights that can help […]
Andy Baxley Quoted in Yahoo Finance
In the thought-provoking article “Retirement Tips: Why We Often Struggle to Pivot from Saving to Spending,” Andy Baxley delves into the complex world of retirement planning. As a dynamic guest, Baxley shares his insightful exploration of the nuanced challenges that individuals face when transitioning from accumulating wealth to effectively utilizing it. Through his compelling narrative, […]
TPC Client Update Re: Swapping Mutual Funds to ETFs
by Andrew Sivertsen, CFP®, EA, CeFT® and Andy Baxley, CFP®, CIMA® The Planning Center’s Investment Committee meets regularly to review our investment approach and assess any potential opportunities for improving our clients’ investment experience. One such opportunity, which has been an area of focus this year, has to do with the rising popularity of exchange traded […]
7 Things Successful Retirees Have in Common: Purpose.
In America, the concept of “retirement” is relatively new. As recently as the late 1800s, most people either worked until they were physically incapable or until they died. Our modern understanding of retirement began to take shape when the Social Security Act was signed into law in 1935, setting the age of retirement at 65. […]
Three Essential Questions to Ask Before Purchasing a Vacation Home
The temptation often starts cropping up during one’s mid-career years. Some big goals have already been achieved—paying off all “bad debt,” purchasing a primary residence, saving sufficiently for retirement and kids’ education—but there’s some excess cash flow that doesn’t yet have a job assigned to it. It’s reasonable to ask, “ok, now what?” It’s also […]
A Reasonable Approach to Saving for College
As a new parent, I’ve got college on my mind. While it’s true that it’s going to be 18 years before my wife and I make that first tuition payment, the savings journey will need to start soon if we want to be able to afford those payments. If Bo (our son) ends up going […]
A Useful Tool for Navigating Money Disagreements
By Andy Baxley, CFP, CIMA, Sr. Financial Planner You’ve probably heard that money-related issues are one of the leading causes of marital strain in the United States. Perhaps you’ve even experienced some of this strain yourself. If you have, you know just how emotionally fraught these conflicts can be. Whether we like it or not, […]
