The Planning Center - An independent, fee-only financial planning firm located in Moline, IL

OUR APPROACH

The pyramid represents our approach to financial planning. From top to bottom, the structure suggests strength, balance and continuity. Our pyramid illustrates the various components of financial planning and is built from a series of dialogues described below.

Dialogue 1 - Accuracy

At the base of the pyramid is a dialogue that is designed to establish an accurate starting point for your financial plan. This requires a review of your cash flow, cash reserves, debt structure, insurance, and estate plan. Can you handle a financial emergency? What variables exist in your life that could threaten your day-to-day financial stability? This analytical foundation is necessary to know what resources are available today, and potentially in the future.

Dialogue 2 - Sincerity

The next dialogue begins to look at the bigger picture. Where do you want to go? What objectives are on your horizon? How does your portfolio need to be structured in the short, medium and long terms? Are you a risk-taker? Is liquidity essential? This is the stage at which we develop a Model Portfolio and identify your plans for financial growth.

Dialogue 3 - Authenticity

The summit of the pyramid examines your overall satisfaction with your current financial life. Are your values reflected in your current financial situation? What legacies do you want to leave behind? As your plan matures alongside your holdings, our ultimate goal will be to help you put purpose to your finances.